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Ask Robo › I am a 32 year old working professional, My current portfolio is as follows, SIP\'s are as Aditya Birla SL Tax relief 96 Growth : 3100/- (SIP since 10months) ICICI Pru Value Discovery Fund Growth : 2000/- (SIP about to complete 3 yrs) HDFC Samll cap fund : 1000/-(SIP since 10 months) L&T Hybrid equit fund Reg Growth : 1500/- (SIP about to complete 3 years) Reliance small cap fund Growth : 2000/-(SIP since 10months) Lumpsum investments are as IDFC Tax Advt ELSS : 21000/- (invested 10months ago), Franklin India Ultra Short Bond Fund : 21000/-(Invested 10months ago), Franklin India taxshield : 20000/- (3yrs will be completed in 2 months), Axis Long term equity fund growth : 30000/- (3yrs will be completed in 2 months). My objective is long term wealth creation, please recommend if i have to diversify or invest more in any of the SIP's. I can invest an additional 5000/pm starting from May 2019. Looking forward to your guidance.